5 Essential Tips To Get Out Of Bad Debt

April 3, 2024

5 Essential Tips To Get Out Of Bad Debt

Bad debt is scary. It can tie you to an endless debt spiral. Many people believe that debt is bad and you should keep it at arm’s length, but that is a myth. Life without debt is not always feasible as sometimes you are caught unawares by unexpected expenditure when you are cash-strapped. Borrowing money […]

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How To Overcome Spending Addiction As Students?

April 2, 2024

How To Overcome Spending Addiction As Students?             

Gen Z is the biggest trend follower. 49% of students aged 18-23 shop twice a week. It is the reason the average cost of living for students rose from £924 last year to £1724 in 2024. Inflation blues may impact the rental and groceries. However, one can curtail unnecessary expenses by encountering them. Students struggle […]

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How To Get A Loan As An 18+ Without A Guarantor?

March 27, 2024

How To Get A Loan As An 18+ Without A Guarantor?

Most traditional lenders require a guarantor for profiles with no credit history, low credit scores or applicants with poor credit. A guarantor must pay the loan if the borrower cannot. However, finding a guarantor to qualify for the loan is not simple. One must repose trust in the person with his finances and payments. It […]

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Online loans: Online Loans as Lifelines or Liabilities?

March 22, 2024

Online loans: Online Loans as Lifelines or Liabilities?

Over the last decade, online loans have taken off! These online lending services make it super convenient to get cash fast. But is this easy access a good thing? Or are online loans opening up a dangerous path to debt and financial ruin? So, are online loans a modern lifeline during tough times? Or a […]

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How Are Sinking And Emergency Funds Different From Each Other?

March 15, 2024

How Are Sinking And Emergency Funds Different From Each Other?

This question has different layers. You have to do one after the other to understand the ultimate distinction. However, you can straightaway jump into the differences. This way, you will not be able to join the missing links. For this reason, get a comprehensive understanding of this topic. It should begin with the definition and […]

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The Impact Of Interest Rates And When They Can Fall In The Uk

March 5, 2024

The Impact Of Interest Rates And When They Can Fall In The Uk

Interest rates have hiked for the fourth time in a row in the last month, recorded at 5.25%, and cuts are not expected until later in the year. As a consequence of rising inflation, interest rates have moved up and down. There has been a sharp fall in the interest rates in recent months, according […]

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