Whether you are looking to buy your first dream car or are interested in upgrading an old car to a newer model, having proper financial assistance is essential. Everyone knows that it is a considerable investment, and in such a phase, bad credit will complicate the situation when it comes to applying for any traditional loan.
In that difficult time, getting a car loan will be the right choice for you to overcome those issues. These funds allow you to get liquid cash when needed and where you want.
On the other hand, there is no limit or restrictions when applying for a loan with direct lending services like ours. This will be an unsecured loan for a car, so you do not need to worry about any aspects.
Yes, you can. Car loans are accessible to people with diverse credit histories. If you dream of owning a new car but are anxious that you can't access money because of your poor credit history, then you must approach us.
We can help you get specific bad credit car loans in the UK to ensure cash flow for finding the best model car. Our loans will be the best option for difficult financial situations, even if you have very poor credit.
While offering loans, we check your employment status and income to know your financial stability. Based on that, we decide on the financing options that will meet all your payment obligations.
At the same time, our service could assist you in improving your credit score, which will let you get the best deals in the future. For this, you need to repay the loan on time. Before that, you must demonstrate that you have the capability and sufficient income source to repay the loan on time.
Using our loan calculator lets you quickly know the interest rates, which supports you in deciding on the right car finance without worrying about your credit score.
Being jobless does not mean you cannot apply for car finance. It is still achievable to obtain a loan from us despite your lack of a stable income. No matter your current employment status, we support you in acquiring a finance deal when you do not have money to spare. Whether self-employed, a student, retired, or on benefits, you can secure car finance easily.
In most cases, getting a car loan for the unemployed depends on several factors, like stable income source, as this reduces the risk of default.
However, we also consider other factors, such as savings or investments, as evidence of your ability to make repayments. Additionally, having a co-signer with a better credit history may raise your chances of being approved for our car finance, even if you are jobless.
In a nutshell, getting finance from us while unemployed is simple yet straightforward. It is likely to be a risk-free option. Still, we suggest you not borrow beyond your affordability because if you do so, it will be tough for you to repay later.
As the responsible provider of car loans, we do not allow you to borrow beyond the capacity of your part-time income.
Buying a new or used car can be a big commitment, so it is always best to take ideal financing options from direct lenders like us. Whatever your need is, we may offer a guaranteed loan for the car, which will indeed support you in achieving your goal. With our easy online application process, you can apply for a loan from your home comfort.
Our car finance facilitates a seamless way to help you buy cars you would not usually pay for upfront. With our affordable car loans, you can quickly get money to purchase your favourite car and pay it back through easy monthly repayments over a fixed term.
No hard credit check
Without a second thought, getting no credit check car loan becomes a worthy option than others because it allows you to access immediate cash. It means there will be no search footprint on your overall credit record.
On the other hand, the loan also arrives with flexible terms. You will decide the loan amount based on factors like how much you need or how much monthly repayments will be. Later, if you repay the loan on time, it will contribute to your credit score improvement.
Reasonable interest rates
If you get longer-term, it means you need to make lower monthly repayments. Still, it could also cost you more in the long duration because you must pay more interest. Since we offer precise low interest car loans, you can easily choose the best deals with the proper understanding.
In general, car repairs can occur at anytime and anywhere. In such a scenario, it is vital to have money. However, having a proper plan in place is always a good idea. If you have savings, it is recommended to utilise that amount when unexpected strikes arise. Otherwise, it is worthwhile to use affordable car repair loans for people with bad credit.
If you suddenly need cash to cover car repairs, you must get our tailor-made loans. There are many benefits associated with our loans, such as:
Lump sum access:
Once you get approval for car repair loans, you will receive the total amount directly in a bank account. Unlike any other loan options, it is a way to acquire huge amounts for essential repairs. Overall, it can eliminate all your burdens during hard times.
Eliminates the need for collateral:
These loans are generally unsecured, so you won't have to pledge your house or any properties as a security for accessing cash when required. Getting an unsecured loan for a car can help cover large repair bills with ease. Even if it is a 100% risk-free option, the interest rate is more competitive.
Fast yet seamless:
Usually, care repair loans are ideal for urgent needs. It can be available to cover all urgent needs. The complete process is digitalised, allowing you to access the cash immediately. In addition, you will get the best deals on emergency car repair loans despite your credit history, which will be more helpful when you need cash.
We give you the financial comfort to get behind the wheel of your car with our loan options. Buying a car is essential, so we offer competitive rates, flexible repayment terms, and a hassle-free application process.
Whatever your situation, like buying a new car or needing to refinance a car loan, we let you get the best deals to find a car with the space, comfort, and performance you need. With tailor-made deals, you can easily cover your exact requirements.
Unlike traditional lending services, we consider your circumstances, like benefits, arrears, self-employment, CCJs, and defaults. Our procedure includes the following:
Fast and easy approval process
We believe that applying for a car loan should be simple and stress-free. Therefore, we have smoothened our application process to offer an instant decision on bad credit car finance. All you need to do is complete our online application form, and one of our loan specialists will get back to you with a decision within a few hours.
Competitive interest rates
We offer car loans at competitive interest rates on all our car loans. Our rates are fixed for the loan life, so you can be confident in your repayments. We provide loans to good and bad credit applicants and will not penalise you for having a less-than-perfect credit score.
We are passionate about assisting you in getting your cars through our low-interest car loans. Our competitive rates and flexible repayment terms make it relaxed for you to get the car you have always wanted.
As the direct lender, we try to facilitate 100% guaranteed car finance for bad credit to welcome those people to get our assistance. We could even provide car loans and refinancing options for people in different categories. Hence, contact us today to take the first step towards driving away in your favourite car.
A car loan is one of the most popular types of finance and is specifically designed to help individuals purchase a vehicle. The loan amount and the interest rate are usually determined by factors such as the borrower's income and the price of the car. Car loans can be secured, meaning the car acts as loan collateral or unsecured, which means no collateral is compulsory.
Car loans typically have fixed interest rates, meaning the interest rate remains unchanged throughout the period. It can range from a few to many years, depending on the loan amount, the interest rate, and the financial situation.
There is no guaranteed approval on car financing for a used car. Every lender has their criteria and standards for approving loans, and experts will evaluate each application on a case-by-case basis. However, you can improve your chances of gaining guaranteed car finance approval with these steps:
Yes, applying for a loan to cover car repair costs is possible even with poor credit scores. However, getting approved for a loan is simple when you choose direct lending services. You will receive same-day funds once your application gets approved.
Yes, we do. It is likely to find the best deals for used cars even with no credit or bad credit. While offering loans for used cars, we do not perform a credit check. Instead, we focus on your repayment ability and income source. Before opting for a car loan, it's essential to do your research to compare rates and terms. This will support you to make sure that you can afford the monthly instalments or not.
Yes. It is possible to get car finance with no deposit. While this makes the upfront cost more affordable, it may also raise your monthly payment. The interest rate and other factors will vary depending on the lender's policies and your circumstances.