Why Choose Us?

Borrow from £1000 to £2500*

Borrow from £1000 to £2500*

Repay up to 2 years

Repay up to 2 years

Tenant & Homeowners welcome

Tenant & Homeowners welcome

Stay Safe & Secure

Stay Safe & Secure

Loans for any purpose

Loans for any purpose

Instant online decision

Instant online decision

We don't charge any fees

We don't charge any fees

No guarantor required

No guarantor required

Customer service is excellent at FloraFinance. Every time I called, they picked my call and answered my queries. There was 100% transparency. No hidden surprises and no upfront fees. The application process was extremely smooth. After the approval, I got money directly in my bank account.

- Emma

As my credit score was not good, many lenders straightaway refused me. Then, I applied for a bad credit loan from FloraFinance. The lender took no long time to approve my application. I had to give just my spending account and the lender approved my application. I got the loan the same day I applied for. The processing speed is what I admire about the lender.

- Joseph

Quick and simple application process is why I would recommend FloraFinance. It does not require filling in lengthy application forms. I needed loans for people on benefits. The lender did not ask me to arrange collateral and guarantor. I got money based on my unemployment benefits.

-Daniel Brown

Last month I came across some emergency. I was already a registered borrower, so I could borrow money by dropping simply a text. Text loans were very convenient to apply. The lender did not ask me any money or collateral. Within a few seconds, I got money in my account. These loans saved my life. I highly recommend.

- Jason

FloraFinance has a fantastic and very professional team. The team is very cooperative, maintain 100% transparency. I was not asked for upfront fees. My credit score was not so good. Yet. Nobody asked me to arrange a guarantor and collateral. I got approval the same day. I like its quick processing.

-Roger

FloraFinance had been very helpful with dealing financial problems. As I am a tenant, some lenders were reluctant to approve my application, but FloraFinance quickly approved my application for tenant loans. I did not have to pay any fees, nor did I arrange a guarantor. The lender maintained 100% transparency and this is what I like the most about the lender.

- Ann

The borrowing money from FloraFinance is simple. The lender will carefully analyse your bank statement to ensure you will not struggle to keep up with payments. I got money in my bank account without a few hours after submitting my application. I did not have to arrange collateral despite bad credit rating. The lender kept its words. This was what I admired a lot about FloraFinance.

-Regina T.

Everything was explained related to documentation. No information was kept hidden. The lender FloraFinance answered all queries on time. The repayment term was made us understand very well. We have paid more than half of the car loan. We have seen a great improvement in our credit score. I m impressed with the cooperation from the lender. Thanks.

- Andrew

I cannot thank you enough for your service. The communication was excellent. Everything was explained in a professional way. I was so glad I was treated like a person who needed financial assistance rather than an opportunity to make money. I highly recommend FloraFinance for its professionalism.

-Kathleen

I took out bad credit loans from FloraFinance last month. The lender carefully analysed my repaying capacity. This proved a responsible lending behaviour. The representative resolved all my queries. The quick and prompt reply was what I admired lot about the lender. I recommend everyone borrowing money from FloraFinance.

- Grace Johnson

Apply Now